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Mortgage Rates to Drop Below 6% by End of 2026

  Fannie Mae projects mortgage rates to fall to 6.4% by late 2025 and 5.9% in 2026, with rising home sales and mortgage originations over the same period. WASHINGTON — Mortgage rates are forecast to end 2025 and 2026 at 6.4% and 5.9%, respectively, according to the September 2025 Economic and Housing Outlook from the Fannie Mae Economic and Strategic Research (ESR) Group. The ESR Group projects new and existing home sales to total 4.72 million in 2025 and 5.16 million in 2026. Single-family mortgage originations activity is expected to total $1.85 trillion in 2025 and $2.32 trillion in 2026, with the refinance share rising from 26% in 2025 to 35% in 2026 on the lower mortgage rate outlook. About the ESR Group:  Fannie Mae's Economic and Strategic Research Group, led by Chief Economist Mark Palim, studies current data, analyzes historical and emerging trends, and conducts surveys of consumers and mortgage lenders to inform forecasts and analyses on the economy, housing, and mor...

🏡 Florida’s Hometown Heroes Program Is Back! 💙

🏡 Florida’s Hometown Heroes Program Is Back! 💙 Are you a teacher, nurse, first responder, veteran, or active-duty military member dreaming of homeownership in Brevard County? Florida’s Hometown Heroes Program is here to help you turn that dream into reality—with up to $35,000 in down payment and closing cost assistance! ✅ 0% interest second mortgage ✅ No monthly payments ✅ Funds available now—but limited! ✅ Must be a first-time buyer working full-time in Florida This program honors those who serve our communities by making homeownership more affordable—right here in Satellite Beach, Indialantic, and beyond. 📍 Let’s find your perfect home and get you connected with a participating lender before funds run out. 📞 Call Jay today to learn more! #HometownHeroesFL #BrevardRealEstate #FirstTimeBuyer #FloridaHomes #VeteransWelcome #TeachersMatter #NursesRock #IndialanticLiving #SatelliteBeachHomes   https://www.floridahousing.org/live-local-act/hometown-heroes-program

My Safe Florida Home Grant

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  🌀 How to Apply for the My Safe Florida Home Grant—and Protect What Matters Most Living in Florida means sunshine, salt air, and yes… storm season. But with the My Safe Florida Home program, homeowners have a powerful opportunity to make their properties stronger and safer— with help from the state . If you're wondering how to apply (and whether you qualify), you’re in the right place. 💰 What Is the My Safe Florida Home Grant? The program offers matching grants up to $10,000 to help eligible homeowners fortify their homes against hurricanes. From impact-resistant windows to upgraded roofing systems, these improvements can reduce damage, lower insurance premiums, and offer peace of mind. ✅ Who’s Eligible? Here’s the quick checklist: You own a single-family, site-built home in Florida. Your home is your primary residence . You have a homestead exemption on the property. The home was insured for less than $700,000 at the time of application. The home was built pri...

What is the #1 Reason Buyers are Choosing Satellite Beach to Raise their Family?

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If you're considering moving to the Satellite Beach area, the local schools are a significant draw for potential home buyers seeking a community-focused lifestyle. Each of the highly rated neighborhood schools—Surfside Elementary, Holland Elementary, Sea Park Elementary, and Ocean Breeze Elementary—provides convenient access to quality education, with GreatSchools.org recognizing them for their academic excellence and engaging learning environments. As students progress through their education, they will attend Delaura Middle School and Satellite High School, both of which maintain strong reputations for preparing students for future success. Jay Alford, Satellite Beach real estate agent, emphasizes that the close-knit nature of these neighborhood schools fosters a sense of community, allowing families to connect with one another and play an active role in their children's education. With such a solid foundation of top-tier, accessible schools, Satellite Beach is an attractive ...

Homeowners Insurance in Florida - Wind Mitigation and 4 Point Inspections

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When it comes to homeowners insurance in Florida, understanding the nuances of wind mitigation reports and four-point inspections can lead to significant savings on premiums, especially given the state's susceptibility to hurricanes and severe storms. Wind mitigation reports assess a home's resistance to wind damage, detailing features like roof structure, windows, and door reinforcements. Homeowners who invest in enhancements recommended by these reports can often qualify for discounts, sometimes saving up to 50% on their windstorm coverage. Similarly, four-point inspections—comprehensive evaluations focused on four main system areas: roofing, electrical, plumbing, and HVAC—are crucial for older homes. Insurers may require these inspections for coverage and can offer lower premiums based on the findings. By prioritizing these assessments, Florida homeowners not only bolster the safety and integrity of their homes but also benefit from the financial relief these discounts provi...

Ocean - Reef - Beach Festival

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  DECEMBER 14 OCEAN REEF BEACH FESTIVAL  Join us in celebrating the ocean lifestyle with a day full of conservation and recreation displays, activities, and hands-on learning! Enjoy exhibits and vendors featuring food trucks, local ocean artists, live music, and more. This FREE event will take place from 10:00 AM to 5:00 PM at Pelican Beach Park on December 14th. Due to limited parking, we encourage you to carpool, walk, or ride your bike to help with conservation efforts. Local Satellite Beach real estate agent, Jay Alford says he"is excited for the upcoming Ocean Reef Beach Festival, a vibrant community event that highlights the area's beautiful coastline. The festival will bring together residents and visitors to enjoy local art, music, and food, providing a great opportunity for potential homebuyers to experience the coastal lifestyle."  

Satellite Beach Holiday Golf Cart Parade - December 20, 2024

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  5th Annual Holiday Golf Cart Parade and Contest  Registration Open Now! Get ready to spread some holiday cheer with the Satellite Beach Golf Cart Club and the City of Satellite Beach! Decorate your golf cart while you decorate your house and join us for our 5th Annual Holiday Golf Cart Parade and Contest. This festive event will feature a parade and contest, delicious food trucks, a DJ, kids’ activities, and more! Day-of registration begins at 4:30 PM, and the parade kicks off at 5:30 PM. The route will be posted closer to the event date. Registration Fees: Early Bird Price (Now - Nov 22): $10 (Discount shown at checkout) Regular Price (Nov 23 - Dec 19): $15 Day of Event (Dec 20): $20 (Cash only, please) Join us for a night of holiday fun and community spirit! We can’t wait to see your creative golf cart decorations and celebrate the season together.  CLICK HERE TO REGISTER  https://tinyurl.com/36t459za Or visit:  www.playsatellitebeach.org  or stop in th...